Crum & Forster Expands TripExcess, Offering On-Demand Excess Insurance for Motor Carriers

MORRISTOWN, N.J., April 10, 2025 /PRNewswire/ -- Crum & Forster (C&F) announces enhancements to its proprietary TripExcess^® program and portal, introducing new coverage options while further streamlining how motor carriers secure excess insurance.

TripExcess provides a fast, flexible alternative to traditional annual excess policies. It allows motor carriers to obtain coverage on demand through a seamless online portal. Users can quote, bind, and obtain certificates of coverage in a single transaction, ensuring they have the necessary protection when and where they need it—without committing to an annual policy.

Prior to the enhancements, TripExcess coverage was tied to a Bill of Lading, ensuring protection for specific trips. Now, motor carriers have an additional option: Vehicle-Specific Coverage, which links insurance to the pulling unit's Vehicle Identification Number. This enables coverage for multiple pick-ups and deliveries within a defined timeframe, giving motor carriers even greater flexibility.

Excess insurance is often required when shippers or brokers mandate higher limits for specific commodities or shipments in general. However, annual policies may not be cost-effective for all operations—especially motor carriers only needing high limit a few times per year. By expanding TripExcess, C&F addresses these challenges, providing customizable, affordable solutions that help motor carriers meet contractual obligations while boosting their profitability. 

"Crum & Forster recognizes that motor carriers operate differently, and flexibility is key to their success," said Jennifer Vogel, Senior Product Manager at Crum & Forster. "With these new enhancements to our TripExcess program and portal, C&F is making excess coverage even more easy and accessible—whether motor carriers need protection per trip or per vehicle. We aim to deliver robust, flexible, and affordable solutions that help protect motor carriers in an evolving marketplace."

For more information, visit TripExcess.com.

About Crum & Forster
Crum & Forster (www.cfins.com) is a leading national property, casualty, and accident & health insurer, providing specialty insurance products through its admitted and surplus lines insurance companies.

Founded in 1822, C&F is one of the oldest U.S. insurance companies, and today conducts business through a network of independent agents, brokers and wholesalers. C&F had $5.7 billion in gross written premium in 2024 and is rated "A" Excellent by AM Best (2024).
The C&F logo, C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company.

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Media Contact
Amy Whilldin
AVP, Public Relations & Communications
[email protected]

C&F, Crum & Forster and TripExcess are registered trademarks of United States Fire Insurance Company. Coverage through TripExcess is only available through Crum & Forster Insurance Brokers, Inc., a licensed surplus lines broker (CA License #0E14610).

SOURCE Crum & Forster